Resources

ANSI

https://www.nar.realtor/magazine/real-estate-news/commentary/ansi-square-footage-standards-what-agents-and-appraisers

FHA Handbook

https://www.hud.gov/program_offices/housing/sfh/handbook_4000-1

Fannie Mae Selling Guide

https://selling-guide.fanniemae.com/

 

Best Tips for Homeowners to Prepare for a Real Estate Appraisal

When selling or refinancing your home, a real estate appraisal is a critical step in determining its market value. To ensure the highest possible appraisal value, homeowners should take proactive steps to prepare their property. Here are the best tips to help you maximize your home’s appraised value.

  1. Clean and Declutter

A clean and well-organized home creates a positive impression and allows the appraiser to focus on the actual value of the home rather than any distractions. Be sure to:

  • Deep clean all rooms, including windows, floors, and carpets.
  • Remove clutter to make spaces look more open and inviting.
  • Organize storage areas such as closets, basements, and garages.
  1. Complete Minor Repairs

Small repairs can make a big difference in your home’s perceived condition. Take care of the following before the appraisal:

  • Fix leaky faucets and running toilets.
  • Patch up holes or cracks in walls and ceilings.
  • Replace broken or outdated light fixtures.
  • Repair any damaged flooring, whether it’s hardwood, tile, or carpet.
  1. Boost Curb Appeal

The exterior of your home is the first thing an appraiser will see. Enhance your curb appeal by:

  • Mowing the lawn and trimming overgrown bushes or trees.
  • Power washing the driveway, siding, and walkways.
  • Adding fresh mulch or flowers to landscaping beds.
  • Repainting the front door or touching up exterior paint where needed.
  1. Ensure All Major Systems Are Functioning

Appraisers will assess the condition of major home systems, so make sure the following are in working order:

  • Heating and air conditioning units
  • Water heater and plumbing
  • Electrical systems
  • Roof and gutters

If you’ve recently had any maintenance or updates done, provide documentation to the appraiser.

  1. Highlight Home Improvements and Upgrades

If you’ve made any renovations or upgrades, make a list for the appraiser. This could include:

  • Kitchen or bathroom remodels
  • New flooring or carpeting
  • Energy-efficient windows and doors
  • Finished basement or attic space
  • Smart home features
  1. Provide Comparable Sales (Comps)

If you are aware of recent sales of similar homes in your neighborhood that justify a higher valuation, provide this information to the appraiser. Real estate agents or online real estate platforms can help you find comparable sales (comps).

  1. Secure Pets and Minimize Disruptions

To ensure a smooth appraisal visit, keep pets in a designated area or take them out of the house. Also, minimize household distractions like loud music or TV, and be available to answer any questions the appraiser might have.

  1. Be Honest About Any Issues

Appraisers are trained professionals who will identify problems with the home. If there are any major structural issues, be upfront about them. If you have estimates or repair quotes, provide them to show the appraiser you’re aware of the costs involved.

  1. Make the Home Look Well-Maintained

A well-maintained home signals to the appraiser that the property has been cared for. In addition to cleaning and repairs, consider small touches like:

  • Fresh paint in high-traffic areas
  • Replacing outdated hardware on cabinets and doors
  • Staging rooms to highlight their best features
  1. Be Prepared with Necessary Documentation

Have important documents ready for the appraiser, such as:

  • A recent property survey
  • Home improvement receipts and permits
  • HOA documents (if applicable)
  • Any warranty information on major appliances or systems

Final Thoughts

Preparing for a real estate appraisal doesn’t have to be overwhelming. By taking these simple but effective steps, you can improve the overall impression of your home and maximize its appraised value. A little effort before the appraisal can go a long way in ensuring you get the best possible valuation for your property.

 

 

 

The Best Home Remodeling Projects to Increase Appraisal Value

When considering home renovations, it’s important to focus on projects that yield the best return on investment (ROI) while significantly increasing your property’s appraisal value. Unlike minor upgrades such as decluttering or painting, larger-scale remodeling projects can greatly enhance your home’s marketability and long-term worth. Here are the top remodeling projects that will provide the best bang for your buck.

  1. Kitchen Remodel: The Heart of the Home

A well-designed kitchen is a major selling point and can yield a significant return on investment. Here’s how to maximize your kitchen remodel:

  • Cabinetry – Replacing outdated cabinets with modern, soft-close designs can enhance both aesthetics and functionality. If new cabinets are out of budget, refacing them with a fresh veneer and updated hardware can be a cost-effective alternative.
  • Countertops – High-quality materials like quartz, granite, or butcher block add luxury and durability.
  • Appliances – Energy-efficient, stainless steel appliances improve functionality and appeal.
  • Lighting & Fixtures – Under-cabinet lighting, pendant lights, and stylish faucets can modernize the space.
  • Layout Improvements – Consider removing walls for an open-concept design, which appeals to many buyers.

ROI Expectation: A minor kitchen remodel typically returns about 70–80% of the cost, while major remodels see slightly lower returns but make the home far more attractive to buyers.

  1. Bathroom Upgrades: Luxury & Efficiency

Bathrooms are another focal point for appraisers and potential buyers. Consider these enhancements:

  • Walk-in Showers & Free-standing Tubs – Modern walk-in showers with glass enclosures and rainfall showerheads add luxury. If space allows, a free-standing tub adds a spa-like touch.
  • Tile & Flooring – Large-format porcelain tiles, heated floors, and upgraded grout work improve aesthetics and durability.
  • Double Vanities – Extra counter space and dual sinks make bathrooms more functional.
  • Plumbing Fixtures – Matte black, brushed nickel, or brass fixtures create a modern touch.
  • Energy-Efficient Upgrades – Low-flow toilets, LED lighting, and water-saving faucets add value.

ROI Expectation: Mid-range bathroom remodels can recoup about 60–70% of the investment, with high-end upgrades offering around 50–60%.

  1. Finished Basement: Extra Living Space

A finished basement expands usable square footage, increasing the home’s overall value. Consider these key elements:

  • Open Layout – Versatile spaces for entertainment, a home office, or a guest suite appeal to buyers.
  • Waterproofing & Insulation – Proper insulation and moisture control are essential to prevent mold and maintain efficiency.
  • Bathroom Addition – Adding a half or full bath significantly enhances the basement’s function.
  • Egress Windows – If turning the basement into a legal bedroom, egress windows are required for safety.

ROI Expectation: Basement renovations often recoup 65–75% of costs, especially when adding living space with bedrooms or bathrooms.

  1. Outdoor Spaces: Decks, Patios & Curb Appeal

An inviting outdoor area enhances a home’s livability. Valuable upgrades include:

  • Deck or Patio Addition – High-quality composite decks and stone patios create attractive entertainment spaces.
  • Outdoor Kitchens – Built-in grills, pizza ovens, and bar areas add an upscale touch.
  • Landscaping & Lighting – Professional landscaping and accent lighting improve curb appeal.

ROI Expectation: Wood decks return about 65–75%, while composite decks provide around 60–70% ROI.

  1. Energy-Efficient Upgrades: Smart & Sustainable

Modern buyers appreciate energy efficiency, which also lowers utility costs. Key investments include:

  • New Windows & Doors – Energy-efficient windows and well-insulated doors improve comfort and appeal.
  • HVAC Upgrades – Installing a high-efficiency furnace or central air system enhances value.
  • Solar Panels – While they require a larger investment, solar panels attract eco-conscious buyers and reduce energy bills.
  • Insulation & Smart Thermostats – Adding insulation and smart home technology boosts efficiency and marketability.

ROI Expectation: Energy-efficient windows can recoup 70–80%, while solar panels vary depending on incentives and energy savings.

  1. Attic & Garage Conversions: Maximizing Existing Space

Converting underutilized areas into livable space can increase home value without requiring an addition. Popular conversions include:

  • Attic Bedrooms – With proper insulation and skylights, an attic can become an attractive guest room or office.
  • Garage Conversions – Converting part of a garage into a home gym, office, or rental unit can add functional space.

ROI Expectation: Attic and garage conversions can yield 60–75% ROI depending on local demand.

Final Thoughts: Maximizing Value Strategically

When investing in home remodeling projects to increase appraisal value, prioritize renovations that align with buyer preferences in your market. Kitchens, bathrooms, and finished basements provide some of the highest returns, while energy-efficient upgrades can attract buyers seeking long-term savings. Working with a local real estate professional or appraiser can help you make informed renovation decisions that maximize your home’s value.

If you’re planning to remodel, consider a balance between functionality, aesthetics, and cost-effectiveness to ensure you get the best return on your investment.